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Review Of Used Proto Saga

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Why Perodua when possible BMW? That’s true, but there’s a lot to keep in mind since you can’t just hold your cake and eat it. The used car you used many years ago may still look great (if not better), but it may be hiding some problems. This is only to be expected with age.  But you know it, of course, and you go there with your eyes wide open. After all, life is short and you have to live a little, right? Right. Here’s some tips for when buying a used proton saga

Expected: 

If you’re used to buying and selling cars, you know what to expect. But for those who often buy new cars, expectations should be set. No matter how clean or well-maintained a used car is, you shouldn’t expect a new car experience, and that means we want to buy and drive it without any extra maintenance. or scheduled maintenance. The standard practice of used car dealers is to “fix” a vehicle to make it look good and new, aesthetically pleasing. 

A good compromise would be to buy a used car that is still under factory warranty. This will strike a balance between savings and peace of mind. With the warranty still in effect, the car will also be relatively young, which means fewer potential problems.  Some automakers have Officially Certified Pre-Owner programs with some form of warranty. Some auto dealers also include third-party warranties on their cars, but the coverage varies. Sellers like Modular go one step further – all cars come with a one-year extended warranty plus a year of free service.

Affordability

It seems obvious. It’s whether you can afford to buy a car or not, right? However, it’s not that simple and many people don’t factor in costs other than the list price of a used car.

Maintenance costs are typically higher for older vehicles because there are more wear-and-tear parts to replace, in addition to regular maintenance. Do your research and set aside funds, in addition to your monthly payments. Also, remember to research parts/maintenance costs and have appropriate expectations – for example, if you’re upgrading from a National to a used Continental, the single will be more important. 

Faced with the strange temptation, ask yourself if you can afford to service a new Porsche or Bentley? If the answer is no, you may not be able to afford the maintenance of a used appliance, even if its price is currently under RM100,000. 

Another type of temptation is a car priced “below market value”. You may have to pay extra for a well-maintained vehicle with a full-service history. Buying cheap and the road ahead can add up in the long run, and that’s not to mention the time and effort required.  Also consider road taxes – unlike the value of a car, which will never decrease – and higher interest rates on loans for used cars than for new cars.

Exterior inspection

Consider the age of the vehicle. Scratches and dents around the bodywork are only possible for everyday drivers. Note any paint flaws and consider the cost to fix them (full body repaint, repaint, unpainted dent removal), or if you can live with a battle scar. Keep in mind that not all used cars are at fault, as some have fresh paint or have been repainted to cover cracks and scratches. Check gloss uniformity and paint finish – parts that look shiny and “newer” compared to the rest of the body can hide damaged repairs.  

Compare the color of a car with what is shown on the gray card. While you’re at it, check the consistency of the clearances between the panels – jagged gaps could be due to a slight bend in the fender or even poor bodywork. due to a more serious accident.

Also, check the headlights and taillights – both should show the same level of wear; otherwise, a corner may have been replaced before. Of course, all lights must work. Small cracks in the windshield are not uncommon, but you don’t want cracks.  The use of branded tires is often an indication that the previous owner has maintained them properly. In contrast, cheap tires on expensive cars suggest a cost-cutting approach. 

Either way, it’s a good idea to get a new set of tires if the car has been in storage for a while, as the tires may have hardened or flattened while idling. Check the wheels for curb damage and whether they’re in stock or aftermarket if that bothers you. 

For body kits, the factory ones are fine, but if retrofit sure to check the points where the kit attaches to the bodywork – ideally you don’t want any studs or screws that leave a permanent hole in the vehicle. body. Replacement kits and bumpers can be original or replicas and can be made of different materials – please note. 

As a general rule, look for cars in stock/original – as few modifications as possible, unless you’re looking for a specific look/modification and the previous owner shared similar preferences.

Interior inspection

The interior of a car is harder to touch than the exterior, and the cabin tells a good story about the condition of the car. 

Of course, some signs of wear and tear are to be expected, but if things are too old and need replacing, that’s an additional cost.  For fabric seats, make sure there are no tears. Additional wear to the outer seat pads is normal. Leather seats can harden, become shiny and crack over time – although this is not repairable, of course, upholstering the seat is an option. 

The same goes for the leather-wrapped steering wheel. Also, watch out for cigarette burns. The smell of cigarette smoke that clings to many years is difficult to get rid of.  

In spite of seats inside as well as steering wheels, there are other touched points in the cabin that people would be accessed frequently. Wearing doorknob handles, air conditioning and audio controls are normal but watch out for damaged parts. Some cabin and switch parts may be small, but parts may not be cheap and to order. All electronics and functions will work. 

Check the wipers, power windows, central locking, rear view camera, audio system, and displays (infotainment screen, instrument panel, multi-information display). Try adjusting the power seats, side mirrors, and steering wheel tilt/reach. Seat belts too; they should retract and not sag.  

For vehicles with an electronic sunroof, test to ensure smooth operation. This step is even more important for convertibles with electronic folding roofs – there’s an extra army of panels, transmissions, struts, and seals compared to a hardtop coupe, which doesn’t. luck also means more potential problems.  

Finally, look at the floor mats and trunk. Wet marks, any signs of standing water, or rust on the seat bolts and base can be a sign of leaks or even flood damage. 

Either way, if you’re buying from a dealer, most of the above – especially the obvious ones like the steering wheel and seats – must have been refurbished before they hit the market.

The test drive

Take the time to familiarize yourself with the controls and visibility around the vehicle. Relaxing at the start will also tell you a lot about how the car behaves in traffic and at low speeds. 

Areas to focus on are the engine (see if it runs smoothly, without excessive vibration), transmission (smooth gearshift, no jerks, not playing too much with manual transmission), steering system ( no excessive vibration, no pulling to the side), and suspension. (no creaking/creaking, “snake” feeling). On less-smooth roads,  rattles and squeaks may appear. 

After driving, open the hood and check the engine compartment for any signs of oil or fluid leaks. Very few engine bays are free of dirt, but probe if you see any oil stains. While you’re at it, check the engine odometer, restart the car and listen to the engine at the source. Observe the machine in idle mode and watch for unusual noises and hissing/crackling. Give the motor a number of revolutions and see it return to a steady idling state. The checklist might seem overwhelming when put into words, but it’s not too difficult in real life and you’ve been able to check many points naturally.  

Many of the potential pitfalls of used cars can be mitigated with a warranty. Every module purchase includes not only a one-year extended warranty but also a year of free service. It will be as easy as buying a used car. There’s even a five-day money-back guarantee – no questions asked – if somehow you change your mind or the other half doesn’t approve! 

MyTukar AutoFair 2022 will be held from  7 to 9 January 2022 at myTukar Retail Experience Center – Puchong South. Malaysia’s largest used car event with over 1,000 used cars you will find a wide selection of popular vehicles like Perodua Axia and Myvi, Proton Saga and Persona, various Honda and Toyota models, and even premium options from BMW, Mercedes-Benz, and Volvo.

Have any different ideas? Leave your comments below.

Business

Why do Businesses Need Human resource Consulting Services?

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Human resource

Human resource consulting firms play a vital role in today’s business landscape. They offer several key benefits and importance to organizations:

Expertise and Specialization:

HR consultants bring specialized knowledge and expertise to the table. They stay up-to-date with the latest HR trends, best practices, and legal regulations. This expertise is precious for businesses without dedicated HR staff or require support in complex HR areas.

Cost-Effective Solutions:

Engaging HR consultants can often be more cost-effective than hiring and maintaining an in-house HR department. Businesses can access high-quality HR services as needed, reducing fixed labor costs.

Customization:

HR consultants tailor their services to meet the specific needs of each client. Whether recruitment, employee training, or policy development, consultants design solutions that align with the organization’s unique goals and challenges.

Objective Perspective:

Consultants offer an objective and impartial perspective on HR matters. They can provide insights and recommendations without being influenced by internal biases or politics, which can be valuable for making difficult HR decisions.

Efficiency and Productivity:

HR consultants can streamline HR processes, making them more efficient. This can improve productivity, as employees spend less time on administrative tasks and more on strategic activities.

Compliance and Risk Management:

HR consultants help organizations comply with labor laws and regulations, reducing the risk of legal issues, fines, and reputational damage. They also assist in implementing best practices for risk management.

Strategic Focus:

Organizations can free up their internal resources by outsourcing HR tasks to consultants to focus on core business activities and strategic initiatives. This can lead to improved business performance and growth.

Scalability:

HR consulting firms can adapt to an organization’s changing needs. Whether a business is expanding, downsizing, or facing other transitions, consultants can provide flexible HR solutions to support these changes.

Access to Technology:

Many HR consulting firms have access to advanced HR technology and software solutions that may be cost-prohibitive for smaller organizations to implement independently. This technology can enhance HR processes and data management.

Talent Acquisition and Development:

HR consultants excel in talent acquisition and development. They can help organizations attract top talent, assess employee potential, and implement training and development programs to improve workforce skills.

Confidentiality:

HR consultants are bound by confidentiality agreements, ensuring that sensitive HR issues and employee data are handled with discretion and professionalism.

Conflict Resolution:

Consultants can mediate and assist in resolving workplace conflicts and issues, promoting a harmonious work environment.

Global Expertise:

 For businesses with international operations, HR consultants with global expertise can help navigate the complexities of international HR regulations and practices.

In summary, human resources consulting firms provide valuable support to organizations by offering expertise, cost-effective solutions, and a strategic approach to managing their workforce.

Their ability to adapt to changing needs, ensure compliance, and improve HR processes makes them an essential resource for businesses looking to thrive in today’s competitive environment.

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Business

PayPal quietly reintroduces $2,500 “misinformation” fine

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PayPal

Not long after issuing an apology and retracting a $2,500 fine to its users, PayPal has quietly re-introduced the fine into their terms of service and legal agreements.

If enforced, the leading payment processor could fine users the hefty $2,500 sum for spreading “misinformation,” or “hate”, or whatever they deem “unfit for publication.”

While the wording has been changed up, the company has listed several things they would consider fining users over, purely based on speech:

PayPal restricted and prohibited activities

  • The promotion of hate, violence, racial or other forms of intolerance that is discriminatory or the financial exploitation of a crime
  • Items that are considered obscene
  • Certain sexually oriented materials or services
  • Act in a manner that is defamatory, trade libelous, threatening or harassing
  • Provide false, inaccurate or misleading information

The original documents, which PayPal said were published in error, had much looser language on what would get users fined $2,500 over – namely the “sending, posting, or publication” of any “messages, content, or materials” that are “harmful, obscene, harassing, or objectionable.”

PayPal has seemingly taken a firm stance against adult / pornographic content in both policies, while the former prohibited things that “depict or appear to depict nudity, sexual or other intimate activities” the new policy vaguely prohibits “certain sexually oriented materials or services.”

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Finance

Employee Retention Tax Credit 2022

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The employee retention tax credit 2022 (ERC) is a tax credit available to employers who keep and retain their employees. The credit is available to employers with 100 or fewer full-time employees. It applies to qualifying wages paid to employees during the business’s first quarter.

If your business is a small business, you can use Form 941-X to claim the credit retroactively.

Employers with 100 or fewer full-time employees

Employers with 100 or fewer employees are eligible to claim a refundable payroll tax credit called the Employee Retention Tax Credit.

This credit was created by Congress under the CARES Act to encourage employers to retain employees. It was originally set to expire on January 1, 2022, but Congress has extended the credit twice. This means that eligible employers can still claim the credit for their taxes for 2020 and 2021.

The credit is limited to wages paid between March 12 and Sept. 30, 2021. In addition, wages paid under the Paycheck Protection Program (PPP) cannot qualify for the credit. The credit amount is limited to $5,000 per full-time employee in 2020. In 2021, it increases to $7,000 per quarter, with a total credit of up to $21,000 per employee.

Paycheck Protection Program loans are not eligible for the employee retention tax credit

The Employee Retention Credit (ERC) is a tax break for businesses that offer a payroll protection program for their employees. Until recently, employers could not qualify for both programs at the same time. But the new legislation has changed this and now businesses can take advantage of both programs.

To receive the credit, employers must file a Form 941-X, or Adjusted Employer’s Quarterly Federal Tax Return, for each quarter that an employee was a PPP borrower.

The credit is based on wages paid between March 13 and Dec. 31, 2020. For the third quarter of each year, the credit is available for up to $10,000 per employee.

Qualified wages are based on the quarter the business began

To qualify as a severely distressed employer, your business must have had a 90% decline in gross receipts in the previous year.

You must have employed at least one person during this time. The CARES Act does not apply to businesses that are still operating, but it does apply to those that have ceased operations and declined in gross receipts.

Form 941-X is used to retroactively file

The IRS has recently released a new form called Form 941-X. The new form is designed to be filed retroactively and corrects any mistakes that you may have made in filing your original Form 941.

The form must be filed no later than two years after you paid the tax. To file this form, you will need to mail it to the IRS. The IRS does not have the capability to accept it online. If you’ve made significant changes to your business, you may be eligible to claim the ERC. The ERC is equal to 6.4% of the wages you paid to employees during the credit generating period. This credit is not available to corporations with more than 500 employees

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